End of July Mortgage Rate – Buying, Selling, Stay up to date!

July 27, 2018 Rate Quotes

Government Financing

Rate

APR

Payment Per $1,000

FHA 30 Year Fixed 96.5% LTV

4.875%

6.25%

$5.29

FHA – Home in 5 DPA Program*

6.0%

7.375%

$6.00

VA 30 Year Fixed 100% LTV

4.875%

5.375%

$5.37

Conventional Financing

Rate

APR

Payment Per $1,000

95% LTV Conv. 30 Year Fixed

4.75%

5.25%

$5.22

95% LTV Conv. 15 Year Fixed

4.375%

4.875%

$7.59

All Payments are based on a $1,000 Loan Amount. Payments are based on a minimum down payment per program requirements/Annual Percentage Rate varies per program / 30 Year Fixed Rate / 15 Year Rate.

​FHA 30 year Fixed rate loan at 4.875%, a minimum FICO score of (680) and 96.5% loan to value, The APR is 6.25%, current as of 07/27/18.

FHA Home in 5 DPA Program – Down Payment provided by Arizona HFA/Maricopa IDA. 30 year Fixed rate loan at 6.0%, a minimum FICO score of (660) and 96.5% loan to value, The APR is 7.375%, current as of 07/27/18.

VA 30 year Fixed rate loan at 4.875%, a minimum FICO score of (680) and 100% loan to value, The APR is 5.375%, current as of 07/27/18.

Conventional 30 year Fixed rate loan at 4.75%, a minimum FICO score for Best Rate (740) and 95.0% loan to value, The APR is 5.25%, current as of 07/20/18.

Conventional 30 year Fixed rate loan at 4.75%, a minimum FICO score for Best Rate (740) and 80.0% loan to value, The APR is 5.25%, current as of 07/27/18.

​Conventional 15 year Fixed rate loan at 4.375%, a minimum FICO score for Best Rate (620) and 95.0% loan to value, The APR is 4.875%, current as of 07/27/18.